The data existed. The dashboards existed. The reports existed. What never existed was the bridge between knowing and doing. RIQ Interactive is that bridge — for individuals, employers, consultants, and health systems simultaneously.
Every employer, individual, broker, and health system agrees: the historical model hasn't worked. Not because the data wasn't there. Because nobody built the bridge from data to action.
Last year's claims compiled into a population health report.
A dashboard or PDF arrives. "Your population is high risk."
The person whose behavior could change everything is never reached.
Same programs, same results, same frustration. Employer absorbs the increase.
10–12 years of longitudinal biometric + claims data. Changes identified before they become claims.
Individual, employer, consultant, health system — each in their own context, in real time.
Scheduling system integration means action is one tap away — not a three-week referral process.
RIQ measures the impact in real claims dollars. Employers see ROI. Carriers see improving risk profiles.
RIQ Interactive isn't a dashboard with more features. It's a fundamentally connected platform that closes every gap the old model left open.
Longitudinal biometric and claims data spanning 10–12 years. AI detects changes and spikes in real time — before they become claims. Multi-variable ML models forecast individual cost trajectories 12 months forward.
Predictive · Not retrospectiveEvery individual sees their own year-over-year health trajectory in plain language. Not population averages. Not medical jargon. Your numbers. Your direction. Your actions. Supported by clinical nurses who help you understand and act.
Personal · Understandable · ActionableWhen AI identifies a risk spike, RIQ Interactive connects directly to in-network provider directories and scheduling systems. Action is one tap away. The gap between insight and appointment is eliminated.
Insight → Appointment → OutcomeIndividuals see their personal trajectory. Employers see population risk and cost forecasts. Consultants see their full book of business. Health systems see at-risk patient populations. All from the same intelligence engine — each in their own context.
One platform · Every audienceRIQ Interactive measures the financial outcome of every intervention in real claims dollars. Employers see what changed and what it saved. Carriers see whether the risk profile of the group is improving before renewal. The accountability loop that has never existed — now exists.
ROI measured · Not estimatedTechnology shows the path. Clinical nurses walk it with the individual. Text-based engagement, personal health portal touchpoints, and nurse-led support that converts intelligence into behavior change. The human layer every wellness program has been missing.
Human + AI · Not one or the otherEvery audience has a different relationship with health data. RIQ Interactive meets each one where they are — with the right intelligence, in language they can use, connected to actions they can take immediately.
Your personal health portal shows your year-over-year trajectory in plain language. When AI detects a risk spike, you see it — with context that makes it understandable, actions that make it addressable, and a direct path to booking the care you need with an in-network provider. Supported by clinical nurses who are there when you need human guidance.
See your population risk in real time — current risk, emerging spikes, and individual flags before high-cost events occur. When AI identifies a high-risk individual, RIQ Interactive connects them to care automatically. Your captive structure returns unused premium back to you when the interventions work. And with RIQ, they work.
RIQ Interactive gives consultants and brokers a real-time book-of-business dashboard. See every client group's AI risk signals, upcoming renewal story, and financial trajectory — all in one place. When a spike hits, you're the first to know. When a client asks what's driving their costs, you have the answer before they finish the question.
RIQ Interactive integrates directly with your provider directories and scheduling systems. When AI identifies an at-risk patient, the referral pathway is immediate and in-network. No phone trees. No referral delays. Population health intelligence that connects directly to care delivery — for the first time.
Every other platform stops at the insight. RIQ Interactive closes the loop — connecting AI-detected risk directly to in-network providers and scheduling systems. This is the one thing the entire care model has been missing.
Metabolic + cardiovascular markers cross threshold. 91% confidence. 4 months before typical claim presentation.
Personal portal + text notification. Plain language explanation of what changed and why it matters — not a medical report.
RIQ queries provider directory. Nearest in-network specialist identified. Insurance confirmed. Availability checked.
Scheduling system integration means booking is instant. No phone calls. No hold times. No referral paperwork.
Appointment confirmed. Employer notified of intervention. Outcome tracked. Financial impact measured.
The healthcare system has known for decades that early intervention prevents catastrophic claims. The problem was never the knowledge. It was the friction between insight and action.
RIQ Interactive removes that friction entirely. When the AI identifies a risk spike, the individual doesn't receive a recommendation to "see a doctor." They receive a matched, in-network provider, available appointment times, and a single tap to book.
For employers and health systems, every intervention is tracked and measured — creating a documented ROI loop that has never existed in the care model before.
Direct connection to in-network provider databases. Real-time availability. Insurance verification at point of alert.
Live appointment booking through integrated scheduling APIs. One tap from alert to confirmed appointment.
Every booked appointment, completed visit, and downstream claim is tracked — closing the loop from insight to financial outcome.
Direct integration with health system scheduling and care coordination infrastructure — population health intelligence that connects to care delivery.
RIQ Interactive's AI is trained on something no competitor can purchase or replicate: 10–12 years of longitudinal claims data, correlated with advanced biometric markers, across 18,000 real lives in a defined captive population.
This is not general-purpose health AI applied to healthcare. This is purpose-built health risk intelligence trained on real population data with real financial outcomes — and it improves with every interaction.
Multi-variable pattern recognition identifies changes across biometric, claims, and behavioral signals before they materialize as claims.
Individual and population cost trajectories projected 12 months forward — giving every stakeholder time to act.
Every intervention measured in real claims dollars. ROI documented, not estimated. The accountability loop that has never existed — now exists.
Every individual interaction, clinical note, and booked appointment feeds back into the model — improving accuracy continuously.
RIQ Interactive isn't asking anyone to believe in a new approach. It's asking the market to scale an approach that has already delivered auditable financial returns to employers — inside the Renovere Captive — over more than three years of real operation.
Jim Bode's programs produced a 44.5% reduction in critical risk individuals across 9,000+ employees in a single year. $9M+ returned to employers. $450M+ in documented client savings. These are not projections. They are measured outcomes.
RIQ Interactive adds the interactive layer that makes those results scalable — connecting the intelligence that was always there to the action that was always missing.
"You can put out a shiny object, but if the individual doesn't change their lifestyle or receive needed care, there is no return. RIQ Interactive is built around closing that gap permanently."
Whether you're an individual who wants to understand your health future, an employer ready to stop reacting and start preventing, a consultant who wants to be the one who changed the game, or a health system ready to connect intelligence to care — the conversation starts here.